Our Story

15 Years Helping People Choose Coverage Confidently

We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.

Our Story

We started Evergreen Health Advocates because health insurance should never be this hard.

In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.

She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.

That's the story that built Evergreen Health Advocates. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.

The Evergreen Health Advocates advisor team in a bright modern office

What makes us different

We are 100% independent
Evergreen Health Advocates is not owned by, affiliated with, or financially incentivized by any single carrier. Our agents earn the same commission rate regardless of which plan they recommend.
We are licensed professionals
Every Evergreen Health Advocates advisor is a licensed insurance agent, compliant with state regulations, and carries Errors & Omissions insurance.
We offer a free service
Consultations, plan comparisons, and enrollment cost you absolutely nothing. Carriers compensate us — you pay the same as buying direct, or less.
We stay with you
Most agents disappear after enrollment. Your Evergreen Health Advocates agent stays your resource for claims, annual reviews, life changes, and every question that comes up.
Our Mission

To make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.

Our values

Transparency
We tell you exactly what a plan covers and what it doesn't. No surprises at the worst possible moment.
Independence
We recommend what's best for you, full stop. Our advice is never influenced by carrier incentives or sales targets.
Accessibility
Health insurance shouldn't be a luxury. We work to find affordable coverage for every budget.
Longevity
We're not here to make a sale. We're here to build a relationship that lasts as long as you need us.

Licenses & credentials

Evergreen Health Advocates is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:

Blue Cross Blue ShieldAetnaCignaUnitedHealthcareHumanaOscar HealthMolina HealthcareAmbetterBright HealthKaiser PermanenteDelta DentalVSPMetLife DentalGuardianAmeritasAflacCigna SupplementalTransamerica
Our Promise to Washington

Three commitments we make before you ever sign anything.

Insurance advice should sound like advice — not a sales pitch with a deadline. Here's what working with an Evergreen advocate actually looks like, start to finish.

Independent, Always

We're not on commission with any single carrier. Premera, Regence, Kaiser WA, Molina, Coordinated Care, Community Health Plan of Washington — all weighed equally for the plan that genuinely fits your ZIP, your providers, and your year ahead.

Built for Washington

We work the WA Healthplanfinder marketplace daily. We know which carriers actually have networks in Spokane, which plans cover Seattle Children's, and how Apple Health eligibility shifts at the county line. That's not generic — that's specific.

Year-Round Advocacy

After enrollment, your advocate stays. Claim disputes, network changes mid-year, life events that trigger a special enrollment window — you call us, not a call center. No re-introductions, no being passed around.

Washington stories

Three Washingtonians who landed in the right plan, the first time.

I got laid off from Amazon in February and panicked about COBRA. My Evergreen advocate had me on a Premera Silver plan through WA Healthplanfinder in under a week — same primary care doctor, same prescriptions, and roughly a third of what COBRA wanted. They even caught a subsidy I didn't think I'd qualify for.

Daniel Okafor
Software Engineer · Seattle, WA
Post-layoff transition · Premera Silver + APTC

We farm 800 acres of wheat outside Colfax and the WA Healthplanfinder website is a nightmare from a tractor cab. Evergreen sat down with us at the kitchen table, walked through Apple Health for the kids and a Regence plan for me and my husband, and made sure our Spokane doctor was actually in network. That mattered.

Marlene & Cody Beauchamp
Wheat Farmers · Whitman County, WA
Apple Health + Regence dual coverage

Out here on the peninsula, half the plans on the marketplace don't actually have providers within an hour of Sequim. My advocate told me that honestly — not what most agents do — and got me into a plan that works at Olympic Medical and includes the telehealth I rely on for specialists in Seattle. First insurance experience that felt real.

Patricia Sandoval
Public School Teacher · Sequim, WA
Rural network plan + telehealth-heavy